Navigating Market Disruptions with Strategic Hiring
Industry conversations everywhere—from Insurance Journal to leading market analysts—point to the same conclusion: the property and casualty insurance market is shifting fast in 2025. Rising inflation, climate-driven catastrophe risks, supply chain disruptions, cyber threats, and changing client expectations are colliding to reshape how firms operate.
These pressures go far beyond underwriting. They’re influencing how brokerages build teams, where they invest in expertise, and how they prepare their people to stay ahead of an evolving market.
Inflation & Pricing Pressures
Inflation has driven premium increases as insured values rise, particularly in sectors like construction, logistics, and contracting. Brokerages now seek producers and analysts versed in inflation modeling and predictive pricing capabilities to help clients navigate volatility and rate adequacy issues
Catastrophe & Climate Risk
Annual insured catastrophe losses have climbed steadily with intensifying perils like wildfires, floods, and storms. This has increased demand for specialists in catastrophe modeling, environmental liability, and resiliency planning—professionals who can translate technical risk metrics into client offerings
Supply Chain & Trade Credit Risk
Global trade disruptions and delayed deliveries are fueling interest in trade credit and supply chain interruption coverage. Brokerages that hire or upskill professionals in these areas better serve clients in logistics, retail, and manufacturing sectors facing unpredictable exposures
Technology & Cyber Risk
Cyber liability remains one of the fastest-growing lines of coverage, as technology threats evolve rapidly. Alongside this, brokerages themselves are incorporating AI and analytics to compete more efficiently. This creates two urgent needs: cyber risk experts and staff equipped to work with new technologies and data tools effectively
Workforce & Retention Strategy
Candidates today are evaluating firms based on values, inclusion, and flexibility, not just compensation. Those who focus on employer branding, professional development, and retention programs tend to outpace competitors in attracting and retaining high-demand talent
Positioning Your Brokerage for What’s Ahead
These trends aren’t just challenges—they’re signals for where talent strategies must evolve. Brokerages that act now—by identifying nuanced skill gaps, sourcing niche expertise proactively, and launching targeted upskilling initiatives—will emerge stronger, not just surviving but thriving in 2025.
At The Rogan Group, we partner with firms to:
- Assess future skill needs, especially in areas like inflation modeling, catastrophe analytics, and supply chain risk.
- Cultivate pipelines of niche specialists, well before demand peaks.
- Design practical upskilling programs to equip internal teams for emerging risk domains.
- Shape compelling employer propositions that reinforce culture, values, and career growth in a competitive talent market.
Ready to Build a Future-Ready Team?
If you’re seeing these trends in your market, now’s the time to align your talent strategy to navigating market disruptions. Whether you’re hiring, reskilling, or refreshing your retention playbook, we’re here to help build the team that brings tomorrow’s risk into focus today.